Critical Illness Cover
Advances in medical science increase the survivability of once critical illnesses, but if you are unable to return to “life as normal” post-treatment how would that affect your lifestyle?
Changes in lifestyle often incur a financial cost. Critical illness cover helps by providing financial support enabling you to accommodate changes in your lifestyle.No Obligation Consultation
Do I need Critical Illness Insurance?
As life expectancy increases, the chance of incurring a critical illness that could impact your lifestyle also increases, which is where a critical illness insurance policy can help to ease the stress through this difficult time.
Medical science increases the probability of surviving critical illnesses such as Cancer, stroke, heart attacks or Parkinson’s Disease, however post-treatment you may incur side-effects such as reduced mobility or increased mental health issues.
You may have to adapt your family home to accommodate your disability. Refinements to your home might include fitting specialist handles, changes to bathrooms, widening doorways and if necessary, installing a chair lift.
The cost of modifying a home can be financially prohibitive, according to the Personal Social Services Research Unit the mean UK cost is £16,500.
Following a critical illness, you may be unable to return to your former career. You may still harbour the desire to work, albeit in a different capacity. If you were the major income provider could you afford to change career, especially if you are incurring increased financial pressure associated with modifying your home?
Unless savings are available to finance home alterations and provide you the flexibility to change career you may be forced to sell your home and move to a property designed to accommodate such medical requirements.No Obligation Consultation
How Critical Illness Benefits You?
For many, the prospect of incurring a critical illness is daunting. Such frustrations may be further exasperated should you suffer the indignity of having to sell your family home to accommodate a new lifestyle.
Critical Illness cover protects you by providing a one-off financial payment which can help:
- Modify a home
- Change career
- Pay for care
- Reduce or pay off your mortgage
- Reduce or pay off household debt
Should you wish to learn how Relevant Life Insurance can benefit your company, please either complete the short form below, email us at firstname.lastname@example.org or call us on 0333 050 0088.No Obligation Consultation
Have You Considered Adding Income Protection?
If you unexpectedly suffer from some severe medical conditions such as stroke, heart attack, cancers and multiple sclerosis, you and your family could benefit from tax-free lump sum payment from Critical Illness cover.
Following diagnosis and successful claim, Income Protection cover would provide a monthly income to the policy holder helping alleviate any undue financial pressure.
Your No Obligation Consultation
Should you wish to learn how Relevant Life Insurance can benefit your company, please:
- Complete the short form below
- Email us at email@example.com
- Call on 0333 050 0088
We look forward to hearing from you.No Obligation Consultation